{
  "schema_version": 1,
  "source": "FinTech Hodl, LLC — Base DeFi risk intel",
  "network": "base",
  "as_of": "2026-10-25T01:00:00Z",
  "captured_at": "2026-10-25T01:51:44.677Z",
  "delay_hours": 24,
  "preview": false,
  "model_version": "1.3.0",
  "disclaimer": "Risk data only, not investment advice.",
  "terms": "Free to read and cite with attribution; delayed data for information only. Fresh data is available as a paid x402 API (USDC on Base): https://intel.fintechhodl.com/.well-known/x402",
  "item": {
    "id": "35b00f23-d8f5-4a9c-822c-c323fb164215",
    "protocol": "40-acres",
    "market": "40BASE-USDC-VAULT",
    "type": "lending",
    "apy": 33.24,
    "sustainable_apy": 33.24,
    "tvl_usd": 5709063,
    "risk_score": 42,
    "opportunity_score": 51,
    "confidence": 95,
    "yield_sustainability": 100,
    "liquidity": "Fair",
    "primary_yield_source": "borrower_interest",
    "yield_sources": [
      {
        "category": "borrower_interest",
        "apy": 33.24,
        "share": 1
      }
    ],
    "major_risks": [
      {
        "dimension": "yield",
        "score": 54
      },
      {
        "dimension": "protocol",
        "score": 37
      },
      {
        "dimension": "liquidity",
        "score": 36
      }
    ],
    "key_dependencies": [
      {
        "type": "issuer",
        "name": "Circle"
      }
    ],
    "governance_evidence": [],
    "tvl_change_7d_pct": -2,
    "apy_change_7d_pct": 3.5,
    "why_this_yield_exists": "All of the yield comes from interest paid by borrowers, and this income source is highly durable. The market generates a large payout.",
    "what_could_lose_money": "The main risks are changes to the yield environment, the protocol's maturity and security posture, and the difficulty exiting the position. The market also relies on Circle and holds a modest pool of capital.",
    "what_changed_recently": "TVL -2% over 7 days, APY +3.5% over 7 days; no risk events this week. Social signals: not yet monitored.",
    "text_source": "ai",
    "url": "https://yields.fintechhodl.com/o/35b00f23-d8f5-4a9c-822c-c323fb164215/",
    "data_url": "https://yields.fintechhodl.com/data/o/35b00f23-d8f5-4a9c-822c-c323fb164215.json"
  }
}