{
  "schema_version": 1,
  "source": "FinTech Hodl, LLC — Base DeFi risk intel",
  "network": "base",
  "as_of": "2026-10-25T01:00:00Z",
  "captured_at": "2026-10-25T01:51:44.677Z",
  "delay_hours": 24,
  "preview": false,
  "model_version": "1.3.0",
  "disclaimer": "Risk data only, not investment advice.",
  "terms": "Free to read and cite with attribution; delayed data for information only. Fresh data is available as a paid x402 API (USDC on Base): https://intel.fintechhodl.com/.well-known/x402",
  "item": {
    "id": "7e0661bf-8cf3-45e6-9424-31916d4c7b84",
    "protocol": "aave-v3",
    "market": "USDC",
    "type": "lending",
    "apy": 5.24,
    "sustainable_apy": 4.18,
    "tvl_usd": 19963773,
    "risk_score": 30,
    "opportunity_score": 56,
    "confidence": 100,
    "yield_sustainability": 80,
    "liquidity": "Good",
    "primary_yield_source": "borrower_interest",
    "yield_sources": [
      {
        "category": "borrower_interest",
        "apy": 3.83,
        "share": 0.732
      },
      {
        "category": "token_incentives",
        "apy": 1.41,
        "share": 0.268
      }
    ],
    "major_risks": [
      {
        "dimension": "governance",
        "score": 37
      },
      {
        "dimension": "yield",
        "score": 35
      },
      {
        "dimension": "liquidity",
        "score": 23
      }
    ],
    "key_dependencies": [
      {
        "type": "protocol_family",
        "name": "Aave"
      },
      {
        "type": "oracle",
        "name": "Chainlink"
      },
      {
        "type": "issuer",
        "name": "Circle"
      }
    ],
    "governance_evidence": [
      "Governance: token-holder governance with a 24-hour timelock (https://aave.com/docs/primitives/governance, checked 2026-10-07)"
    ],
    "tvl_change_7d_pct": -2.1,
    "apy_change_7d_pct": -9.8,
    "why_this_yield_exists": "Yield comes mainly from borrower interest with a substantial portion from token incentives. This income source is mostly durable.",
    "what_could_lose_money": "Main risks are governance decisions and yield sustainability. Liquidity for exiting is good, though it depends on Chainlink and Circle functioning properly.",
    "what_changed_recently": "TVL -2.1% over 7 days, APY -9.8% over 7 days; 3 risk events this week (apy_jump, liquidity_drop, tvl_drop). Social signals: not yet monitored.",
    "text_source": "ai",
    "url": "https://yields.fintechhodl.com/o/7e0661bf-8cf3-45e6-9424-31916d4c7b84/",
    "data_url": "https://yields.fintechhodl.com/data/o/7e0661bf-8cf3-45e6-9424-31916d4c7b84.json"
  }
}