4.50%APY
4.50%Sustainable APY
$1.3MTVL
Moderate · 31Risk score (0–100)
61Opportunity score
FairLiquidity
Why this yield exists
It pays a yield from interest paid by borrowers. This yield source is highly durable.
What could lose money
The main risks are liquidity constraints when exiting, governance decisions, and oracle manipulation. The position depends on Circle and the pool's size.
What changed recently
TVL +0.1% over 7 days, APY -0.6% over 7 days; no risk events this week. Social signals: not yet monitored.
Main risk dimensions
- Liquidity: 47
- Governance: 24
- Price oracle: 18
Where the yield comes from
- Borrower interest: 4.50% (100%)
Key dependencies
- Architect (curator)
- Morpho (protocol family)
- Circle (issuer)
Governance and control
- Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
- Curator: Architect · 3-day timelock · no sentinel · largest collateral cbBTC (40%) at up to 86.0% LTV
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities