4.50%APY
4.50%Sustainable APY
$1.6MTVL
Moderate · 32Risk score (0–100)
58Opportunity score
FairLiquidity
Why this yield exists
Yield comes entirely from interest paid by borrowers at a stable rate. The income source is highly durable.
What could lose money
Main risks are limited liquidity for exiting the position, potential yield decline, and smart contract vulnerabilities across protocol layers. The position depends on Circle and holds relatively modest assets.
What changed recently
TVL +12.7% over 7 days, APY -0.9% over 7 days; no risk events this week. Social signals: not yet monitored.
Main risk dimensions
- Liquidity: 46
- Yield durability: 31
- Smart contracts: 27
Where the yield comes from
- Borrower interest: 4.50% (100%)
Key dependencies
- Gauntlet (curator)
- Morpho (protocol family)
- Circle (issuer)
Governance and control
- Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
- Curator: Gauntlet · 7-day timelock · sentinel · largest collateral cbETH (47%) at up to 86.0% LTV
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities