4.49%APY
4.49%Sustainable APY
$12.7MTVL
Low · 24Risk score (0–100)
70Opportunity score
GoodLiquidity

Why this yield exists

It pays interest from borrowers at a sustainable rate. The yield source is highly durable.

What could lose money

The main risks are yield falling, difficulty exiting the position quickly, and oracle price errors. It depends on Circle and the Morpho protocol. The pool's size is modest.

What changed recently

TVL -0.2% over 7 days, APY -0.8% over 7 days; no risk events this week. Social signals: not yet monitored.

Main risk dimensions

  • Yield durability: 31
  • Liquidity: 29
  • Price oracle: 18

Where the yield comes from

  • Borrower interest: 4.49% (100%)

Key dependencies

  • Steakhouse Financial (curator)
  • Morpho (protocol family)
  • Circle (issuer)

Governance and control

  • Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
  • Curator: Steakhouse Financial · 7-day timelock · guardian · largest collateral cbBTC (40%) at up to 86.0% LTV

Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities