5.47%APY
5.47%Sustainable APY
$31.6MTVL
Moderate · 34Risk score (0–100)
59Opportunity score
GoodLiquidity
Why this yield exists
It pays yield from interest charged to borrowers, with that income source being highly durable.
What could lose money
Main risks are price swings in the collateral tokens, difficulty exiting the position, and potential oracle failures. The market depends on Circle and holds moderate liquidity.
What changed recently
TVL +7.6% over 7 days, APY -1.6% over 7 days; no risk events this week. Social signals: not yet monitored.
Main risk dimensions
- Asset price: 53
- Liquidity: 23
- Price oracle: 19
Where the yield comes from
- Borrower interest: 5.47% (100%)
Key dependencies
- Steakhouse Financial (curator)
- Morpho (protocol family)
- Circle (issuer)
Governance and control
- Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
- Curator: Steakhouse Financial · 3-day timelock · sentinel · lends mostly against cbXRP (78%) at up to 62.5% LTV
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities