5.44%APY
5.44%Sustainable APY
$5.1MTVL
Moderate · 30Risk score (0–100)
64Opportunity score
FairLiquidity
Why this yield exists
It pays yield from interest charged to borrowers, with the income stream considered durable.
What could lose money
Main risks include price swings in the collateral tokens, difficulty exiting the position, and potential oracle failures. The setup depends on Circle and has fair liquidity overall.
What changed recently
TVL +9.7% over 7 days, APY -3.9% over 7 days; no risk events this week. Social signals: not yet monitored.
Main risk dimensions
- Asset price: 41
- Liquidity: 36
- Price oracle: 19
Where the yield comes from
- Borrower interest: 5.44% (100%)
Key dependencies
- Gauntlet (curator)
- Morpho (protocol family)
- Circle (issuer)
Governance and control
- Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
- Curator: Gauntlet · 3-day timelock · sentinel · largest collateral cbXRP (33%) at up to 86.0% LTV
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities