5.55%APY
5.55%Sustainable APY
$3.7MTVL
Moderate · 38Risk score (0–100)
52Opportunity score
FairLiquidity
Why this yield exists
It pays yield from interest charged to borrowers. This income source is very durable.
What could lose money
The main risks are exposure to the collateral tokens and their price movements, difficulty exiting the position, and smart contract risk across the pool and its underlying layers. The position also depends on Circle and holds a moderate pool size.
What changed recently
TVL +0.2% over 7 days, APY +0.3% over 7 days; no risk events this week. Social signals: not yet monitored.
Main risk dimensions
- Asset price: 54
- Liquidity: 39
- Smart contracts: 29
Where the yield comes from
- Borrower interest: 5.55% (100%)
Key dependencies
- K3 Capital (curator)
- Morpho (protocol family)
- Circle (issuer)
Governance and control
- Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
- Curator: K3 Capital · 3-day timelock · sentinel · lends mostly against cbXRP (96%) at up to 62.5% LTV
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities