4.73%APY
4.73%Sustainable APY
$166.9MTVL
Low · 23Risk score (0–100)
72Opportunity score
ExcellentLiquidity
Why this yield exists
Yield comes entirely from interest that borrowers pay. This income source is highly durable.
What could lose money
Main risks are yield decline, oracle errors or manipulation, and protocol vulnerabilities. The position depends on Circle and Morpho.
What changed recently
TVL +0.1% over 7 days, APY -0.3% over 7 days; no risk events this week. Social signals: not yet monitored.
Main risk dimensions
- Yield durability: 31
- Price oracle: 18
- Protocol: 17
Where the yield comes from
- Borrower interest: 4.73% (100%)
Key dependencies
- Gauntlet (curator)
- Morpho (protocol family)
- Circle (issuer)
Governance and control
- Governance: immutable contracts (https://docs.morpho.org/learn/governance/organization/, checked 2026-10-07)
- Curator: Gauntlet · 3-day timelock · sentinel · lends mostly against cbBTC (93%) at up to 86.0% LTV
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities