5.24%APY
4.18%Sustainable APY
$20.0MTVL
Moderate · 30Risk score (0–100)
56Opportunity score
GoodLiquidity
Why this yield exists
Yield comes mainly from borrower interest with a substantial portion from token incentives. This income source is mostly durable.
What could lose money
Main risks are governance decisions and yield sustainability. Liquidity for exiting is good, though it depends on Chainlink and Circle functioning properly.
What changed recently
TVL -2.1% over 7 days, APY -9.8% over 7 days; 3 risk events this week (apy_jump, liquidity_drop, tvl_drop). Social signals: not yet monitored.
Main risk dimensions
- Governance: 37
- Yield durability: 35
- Liquidity: 23
Where the yield comes from
- Borrower interest: 3.83% (73%)
- Token incentives: 1.41% (27%)
Key dependencies
- Aave (protocol family)
- Chainlink (oracle)
- Circle (issuer)
Governance and control
- Governance: token-holder governance with a 24-hour timelock (https://aave.com/docs/primitives/governance, checked 2026-10-07)
Text source: written by an AI model from the structured fields and checked by a rule-based validator. Machine-readable copy of this report: JSON. ← All 25 opportunities